LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,782
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,668/mo
Today · 4.125%
HK$56,091
baseline
▲ 0.50% · 4.625%
HK$59,504
+HK$3,413/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,182/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,719
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,294
−HK$1,597/mo
Today · 4.125%
HK$61,891
baseline
▲ 0.50% · 4.625%
HK$65,154
+HK$3,263/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,782/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,338
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,308
−HK$2,002/mo
Today · 4.125%
HK$67,310
baseline
▲ 0.50% · 4.625%
HK$71,405
+HK$4,095/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,620/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,463
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,353
−HK$1,917/mo
Today · 4.125%
HK$74,270
baseline
▲ 0.50% · 4.625%
HK$78,185
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,540/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,894
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,193
−HK$2,335/mo
Today · 4.125%
HK$78,528
baseline
▲ 0.50% · 4.625%
HK$83,306
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,056/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,207
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,411
−HK$2,237/mo
Today · 4.125%
HK$86,648
baseline
▲ 0.50% · 4.625%
HK$91,215
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,296/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,007
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,962
−HK$3,003/mo
Today · 4.125%
HK$100,965
baseline
▲ 0.50% · 4.625%
HK$107,108
+HK$6,143/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,930/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,694
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,529
−HK$2,875/mo
Today · 4.125%
HK$111,404
baseline
▲ 0.50% · 4.625%
HK$117,277
+HK$5,873/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,808/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,757 · Scale 2, in force from 26 Feb 2026)