LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,782
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,424
−HK$1,668/mo
Today · 4.125%
HK$56,092
baseline
▲ 0.50% · 4.625%
HK$59,505
+HK$3,413/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,184/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,720
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,294
−HK$1,598/mo
Today · 4.125%
HK$61,892
baseline
▲ 0.50% · 4.625%
HK$65,154
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,784/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,339
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,309
−HK$2,001/mo
Today · 4.125%
HK$67,310
baseline
▲ 0.50% · 4.625%
HK$71,406
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,620/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,464
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,353
−HK$1,917/mo
Today · 4.125%
HK$74,270
baseline
▲ 0.50% · 4.625%
HK$78,185
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,540/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,895
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,194
−HK$2,335/mo
Today · 4.125%
HK$78,529
baseline
▲ 0.50% · 4.625%
HK$83,307
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,058/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,207
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,412
−HK$2,237/mo
Today · 4.125%
HK$86,649
baseline
▲ 0.50% · 4.625%
HK$91,216
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,298/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,008
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,963
−HK$3,003/mo
Today · 4.125%
HK$100,966
baseline
▲ 0.50% · 4.625%
HK$107,109
+HK$6,143/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,932/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,695
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,530
−HK$2,876/mo
Today · 4.125%
HK$111,406
baseline
▲ 0.50% · 4.625%
HK$117,278
+HK$5,872/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,812/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,767 · Scale 2, in force from 26 Feb 2026)