LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,786
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,428
−HK$1,668/mo
Today · 4.125%
HK$56,096
baseline
▲ 0.50% · 4.625%
HK$59,510
+HK$3,414/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,192/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,724
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,299
−HK$1,598/mo
Today · 4.125%
HK$61,897
baseline
▲ 0.50% · 4.625%
HK$65,160
+HK$3,263/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,794/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,344
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,314
−HK$2,002/mo
Today · 4.125%
HK$67,316
baseline
▲ 0.50% · 4.625%
HK$71,412
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,632/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,469
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,359
−HK$1,917/mo
Today · 4.125%
HK$74,276
baseline
▲ 0.50% · 4.625%
HK$78,192
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,552/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,901
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,200
−HK$2,335/mo
Today · 4.125%
HK$78,535
baseline
▲ 0.50% · 4.625%
HK$83,314
+HK$4,779/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,070/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,214
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,419
−HK$2,237/mo
Today · 4.125%
HK$86,656
baseline
▲ 0.50% · 4.625%
HK$91,223
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,312/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,015
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,971
−HK$3,003/mo
Today · 4.125%
HK$100,974
baseline
▲ 0.50% · 4.625%
HK$107,118
+HK$6,144/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,948/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,704
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,539
−HK$2,875/mo
Today · 4.125%
HK$111,414
baseline
▲ 0.50% · 4.625%
HK$117,287
+HK$5,873/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,828/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,845 · Scale 2, in force from 26 Feb 2026)