LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,788
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,430
−HK$1,668/mo
Today · 4.125%
HK$56,098
baseline
▲ 0.50% · 4.625%
HK$59,512
+HK$3,414/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,196/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,726
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,301
−HK$1,598/mo
Today · 4.125%
HK$61,899
baseline
▲ 0.50% · 4.625%
HK$65,161
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,798/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,345
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,316
−HK$2,002/mo
Today · 4.125%
HK$67,318
baseline
▲ 0.50% · 4.625%
HK$71,414
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,636/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,471
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,361
−HK$1,917/mo
Today · 4.125%
HK$74,278
baseline
▲ 0.50% · 4.625%
HK$78,194
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,556/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,903
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,202
−HK$2,335/mo
Today · 4.125%
HK$78,537
baseline
▲ 0.50% · 4.625%
HK$83,316
+HK$4,779/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,074/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,216
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,421
−HK$2,237/mo
Today · 4.125%
HK$86,658
baseline
▲ 0.50% · 4.625%
HK$91,226
+HK$4,568/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,316/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,018
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,974
−HK$3,003/mo
Today · 4.125%
HK$100,977
baseline
▲ 0.50% · 4.625%
HK$107,121
+HK$6,144/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,954/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,707
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,542
−HK$2,876/mo
Today · 4.125%
HK$111,418
baseline
▲ 0.50% · 4.625%
HK$117,291
+HK$5,873/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,836/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,874 · Scale 2, in force from 26 Feb 2026)