LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,790
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,432
−HK$1,668/mo
Today · 4.125%
HK$56,100
baseline
▲ 0.50% · 4.625%
HK$59,514
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,200/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,728
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,303
−HK$1,598/mo
Today · 4.125%
HK$61,901
baseline
▲ 0.50% · 4.625%
HK$65,164
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,802/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,348
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,318
−HK$2,002/mo
Today · 4.125%
HK$67,320
baseline
▲ 0.50% · 4.625%
HK$71,417
+HK$4,097/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,640/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,474
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,364
−HK$1,917/mo
Today · 4.125%
HK$74,281
baseline
▲ 0.50% · 4.625%
HK$78,197
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,562/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,906
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,205
−HK$2,335/mo
Today · 4.125%
HK$78,540
baseline
▲ 0.50% · 4.625%
HK$83,319
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,080/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,219
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,425
−HK$2,237/mo
Today · 4.125%
HK$86,662
baseline
▲ 0.50% · 4.625%
HK$91,230
+HK$4,568/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,324/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,022
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,977
−HK$3,003/mo
Today · 4.125%
HK$100,980
baseline
▲ 0.50% · 4.625%
HK$107,125
+HK$6,145/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,960/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,711
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,546
−HK$2,876/mo
Today · 4.125%
HK$111,422
baseline
▲ 0.50% · 4.625%
HK$117,295
+HK$5,873/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,844/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,911 · Scale 2, in force from 26 Feb 2026)