LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,790
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,432
−HK$1,669/mo
Today · 4.125%
HK$56,101
baseline
▲ 0.50% · 4.625%
HK$59,514
+HK$3,413/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,202/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,729
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,304
−HK$1,598/mo
Today · 4.125%
HK$61,902
baseline
▲ 0.50% · 4.625%
HK$65,165
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,804/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,348
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,319
−HK$2,002/mo
Today · 4.125%
HK$67,321
baseline
▲ 0.50% · 4.625%
HK$71,417
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,642/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,474
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,365
−HK$1,917/mo
Today · 4.125%
HK$74,282
baseline
▲ 0.50% · 4.625%
HK$78,197
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,564/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,906
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,205
−HK$2,336/mo
Today · 4.125%
HK$78,541
baseline
▲ 0.50% · 4.625%
HK$83,320
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,082/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,220
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,425
−HK$2,237/mo
Today · 4.125%
HK$86,662
baseline
▲ 0.50% · 4.625%
HK$91,230
+HK$4,568/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,324/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,023
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,978
−HK$3,003/mo
Today · 4.125%
HK$100,981
baseline
▲ 0.50% · 4.625%
HK$107,126
+HK$6,145/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,962/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,712
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,547
−HK$2,876/mo
Today · 4.125%
HK$111,423
baseline
▲ 0.50% · 4.625%
HK$117,296
+HK$5,873/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,846/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,920 · Scale 2, in force from 26 Feb 2026)