LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,792
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,434
−HK$1,668/mo
Today · 4.125%
HK$56,102
baseline
▲ 0.50% · 4.625%
HK$59,516
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,204/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,730
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,305
−HK$1,598/mo
Today · 4.125%
HK$61,903
baseline
▲ 0.50% · 4.625%
HK$65,166
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,806/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,350
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,321
−HK$2,002/mo
Today · 4.125%
HK$67,323
baseline
▲ 0.50% · 4.625%
HK$71,419
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,646/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,476
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,366
−HK$1,918/mo
Today · 4.125%
HK$74,284
baseline
▲ 0.50% · 4.625%
HK$78,200
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,568/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,908
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,207
−HK$2,336/mo
Today · 4.125%
HK$78,543
baseline
▲ 0.50% · 4.625%
HK$83,322
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,086/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,222
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,428
−HK$2,237/mo
Today · 4.125%
HK$86,665
baseline
▲ 0.50% · 4.625%
HK$91,233
+HK$4,568/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,330/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,025
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,981
−HK$3,003/mo
Today · 4.125%
HK$100,984
baseline
▲ 0.50% · 4.625%
HK$107,129
+HK$6,145/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,968/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,714
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,550
−HK$2,876/mo
Today · 4.125%
HK$111,426
baseline
▲ 0.50% · 4.625%
HK$117,299
+HK$5,873/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,852/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,946 · Scale 2, in force from 26 Feb 2026)