LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,794
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,436
−HK$1,668/mo
Today · 4.125%
HK$56,104
baseline
▲ 0.50% · 4.625%
HK$59,518
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,208/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,732
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,308
−HK$1,598/mo
Today · 4.125%
HK$61,906
baseline
▲ 0.50% · 4.625%
HK$65,169
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,812/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,352
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,323
−HK$2,002/mo
Today · 4.125%
HK$67,325
baseline
▲ 0.50% · 4.625%
HK$71,422
+HK$4,097/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,650/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,479
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,369
−HK$1,918/mo
Today · 4.125%
HK$74,287
baseline
▲ 0.50% · 4.625%
HK$78,202
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,574/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,911
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,210
−HK$2,336/mo
Today · 4.125%
HK$78,546
baseline
▲ 0.50% · 4.625%
HK$83,325
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,092/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,225
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,431
−HK$2,237/mo
Today · 4.125%
HK$86,668
baseline
▲ 0.50% · 4.625%
HK$91,236
+HK$4,568/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,336/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,029
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,985
−HK$3,003/mo
Today · 4.125%
HK$100,988
baseline
▲ 0.50% · 4.625%
HK$107,133
+HK$6,145/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,976/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,718
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,554
−HK$2,876/mo
Today · 4.125%
HK$111,430
baseline
▲ 0.50% · 4.625%
HK$117,304
+HK$5,874/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,860/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,982 · Scale 2, in force from 26 Feb 2026)