LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,794
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,436
−HK$1,669/mo
Today · 4.125%
HK$56,105
baseline
▲ 0.50% · 4.625%
HK$59,519
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,210/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,733
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,308
−HK$1,598/mo
Today · 4.125%
HK$61,906
baseline
▲ 0.50% · 4.625%
HK$65,169
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,812/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,353
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,324
−HK$2,002/mo
Today · 4.125%
HK$67,326
baseline
▲ 0.50% · 4.625%
HK$71,422
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,652/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,479
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,370
−HK$1,917/mo
Today · 4.125%
HK$74,287
baseline
▲ 0.50% · 4.625%
HK$78,203
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,574/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,912
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,211
−HK$2,336/mo
Today · 4.125%
HK$78,547
baseline
▲ 0.50% · 4.625%
HK$83,326
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,094/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,226
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,431
−HK$2,237/mo
Today · 4.125%
HK$86,668
baseline
▲ 0.50% · 4.625%
HK$91,237
+HK$4,569/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,336/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,029
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,985
−HK$3,004/mo
Today · 4.125%
HK$100,989
baseline
▲ 0.50% · 4.625%
HK$107,133
+HK$6,144/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,978/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,719
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,555
−HK$2,876/mo
Today · 4.125%
HK$111,431
baseline
▲ 0.50% · 4.625%
HK$117,305
+HK$5,874/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,862/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,990 · Scale 2, in force from 26 Feb 2026)