LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,795
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,437
−HK$1,669/mo
Today · 4.125%
HK$56,106
baseline
▲ 0.50% · 4.625%
HK$59,520
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,212/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,734
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,309
−HK$1,598/mo
Today · 4.125%
HK$61,907
baseline
▲ 0.50% · 4.625%
HK$65,170
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,814/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,354
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,325
−HK$2,002/mo
Today · 4.125%
HK$67,327
baseline
▲ 0.50% · 4.625%
HK$71,423
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,654/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,481
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,371
−HK$1,917/mo
Today · 4.125%
HK$74,288
baseline
▲ 0.50% · 4.625%
HK$78,204
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,576/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,913
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,212
−HK$2,336/mo
Today · 4.125%
HK$78,548
baseline
▲ 0.50% · 4.625%
HK$83,327
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,096/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,227
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,433
−HK$2,237/mo
Today · 4.125%
HK$86,670
baseline
▲ 0.50% · 4.625%
HK$91,238
+HK$4,568/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,340/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,031
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,987
−HK$3,003/mo
Today · 4.125%
HK$100,990
baseline
▲ 0.50% · 4.625%
HK$107,135
+HK$6,145/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,980/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,721
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,556
−HK$2,877/mo
Today · 4.125%
HK$111,433
baseline
▲ 0.50% · 4.625%
HK$117,306
+HK$5,873/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,866/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,006 · Scale 2, in force from 26 Feb 2026)