LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,796
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,438
−HK$1,669/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,521
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,735
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,310
−HK$1,598/mo
Today · 4.125%
HK$61,908
baseline
▲ 0.50% · 4.625%
HK$65,172
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,816/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,355
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,326
−HK$2,002/mo
Today · 4.125%
HK$67,328
baseline
▲ 0.50% · 4.625%
HK$71,425
+HK$4,097/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,656/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,482
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,373
−HK$1,917/mo
Today · 4.125%
HK$74,290
baseline
▲ 0.50% · 4.625%
HK$78,206
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,580/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,915
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,214
−HK$2,336/mo
Today · 4.125%
HK$78,550
baseline
▲ 0.50% · 4.625%
HK$83,329
+HK$4,779/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,100/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,229
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,435
−HK$2,237/mo
Today · 4.125%
HK$86,672
baseline
▲ 0.50% · 4.625%
HK$91,240
+HK$4,568/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,344/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,033
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,989
−HK$3,004/mo
Today · 4.125%
HK$100,993
baseline
▲ 0.50% · 4.625%
HK$107,138
+HK$6,145/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,986/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,723
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,559
−HK$2,876/mo
Today · 4.125%
HK$111,435
baseline
▲ 0.50% · 4.625%
HK$117,309
+HK$5,874/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,870/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)