LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,797
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,439
−HK$1,669/mo
Today · 4.125%
HK$56,108
baseline
▲ 0.50% · 4.625%
HK$59,522
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,216/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,736
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,312
−HK$1,598/mo
Today · 4.125%
HK$61,910
baseline
▲ 0.50% · 4.625%
HK$65,173
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,820/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,357
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,327
−HK$2,003/mo
Today · 4.125%
HK$67,330
baseline
▲ 0.50% · 4.625%
HK$71,426
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,660/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,483
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,374
−HK$1,918/mo
Today · 4.125%
HK$74,292
baseline
▲ 0.50% · 4.625%
HK$78,208
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,584/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,916
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,215
−HK$2,336/mo
Today · 4.125%
HK$78,551
baseline
▲ 0.50% · 4.625%
HK$83,331
+HK$4,780/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,102/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,231
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,436
−HK$2,237/mo
Today · 4.125%
HK$86,673
baseline
▲ 0.50% · 4.625%
HK$91,242
+HK$4,569/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,346/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,035
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,991
−HK$3,003/mo
Today · 4.125%
HK$100,994
baseline
▲ 0.50% · 4.625%
HK$107,140
+HK$6,146/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,988/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,725
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,561
−HK$2,876/mo
Today · 4.125%
HK$111,437
baseline
▲ 0.50% · 4.625%
HK$117,311
+HK$5,874/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,874/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,046 · Scale 2, in force from 26 Feb 2026)