LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,799
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,441
−HK$1,669/mo
Today · 4.125%
HK$56,110
baseline
▲ 0.50% · 4.625%
HK$59,524
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,220/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,739
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,314
−HK$1,598/mo
Today · 4.125%
HK$61,912
baseline
▲ 0.50% · 4.625%
HK$65,175
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,824/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,359
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,330
−HK$2,002/mo
Today · 4.125%
HK$67,332
baseline
▲ 0.50% · 4.625%
HK$71,429
+HK$4,097/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,664/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,486
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,377
−HK$1,917/mo
Today · 4.125%
HK$74,294
baseline
▲ 0.50% · 4.625%
HK$78,211
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,588/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,919
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,218
−HK$2,336/mo
Today · 4.125%
HK$78,554
baseline
▲ 0.50% · 4.625%
HK$83,334
+HK$4,780/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,108/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,234
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,439
−HK$2,238/mo
Today · 4.125%
HK$86,677
baseline
▲ 0.50% · 4.625%
HK$91,246
+HK$4,569/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,354/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,038
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,995
−HK$3,003/mo
Today · 4.125%
HK$100,998
baseline
▲ 0.50% · 4.625%
HK$107,144
+HK$6,146/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$201,996/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,729
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,565
−HK$2,877/mo
Today · 4.125%
HK$111,442
baseline
▲ 0.50% · 4.625%
HK$117,316
+HK$5,874/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,884/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,084 · Scale 2, in force from 26 Feb 2026)