LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,801
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,444
−HK$1,668/mo
Today · 4.125%
HK$56,112
baseline
▲ 0.50% · 4.625%
HK$59,527
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,224/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,741
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,316
−HK$1,599/mo
Today · 4.125%
HK$61,915
baseline
▲ 0.50% · 4.625%
HK$65,178
+HK$3,263/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,830/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,362
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,332
−HK$2,003/mo
Today · 4.125%
HK$67,335
baseline
▲ 0.50% · 4.625%
HK$71,432
+HK$4,097/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,670/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,489
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,380
−HK$1,917/mo
Today · 4.125%
HK$74,297
baseline
▲ 0.50% · 4.625%
HK$78,214
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,594/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,922
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,221
−HK$2,336/mo
Today · 4.125%
HK$78,557
baseline
▲ 0.50% · 4.625%
HK$83,337
+HK$4,780/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,114/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,237
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,443
−HK$2,237/mo
Today · 4.125%
HK$86,680
baseline
▲ 0.50% · 4.625%
HK$91,249
+HK$4,569/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,360/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,042
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,999
−HK$3,003/mo
Today · 4.125%
HK$101,002
baseline
▲ 0.50% · 4.625%
HK$107,148
+HK$6,146/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,004/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,734
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,569
−HK$2,877/mo
Today · 4.125%
HK$111,446
baseline
▲ 0.50% · 4.625%
HK$117,321
+HK$5,875/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,892/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,125 · Scale 2, in force from 26 Feb 2026)