LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,802
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,444
−HK$1,669/mo
Today · 4.125%
HK$56,113
baseline
▲ 0.50% · 4.625%
HK$59,527
+HK$3,414/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,226/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,741
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,317
−HK$1,598/mo
Today · 4.125%
HK$61,915
baseline
▲ 0.50% · 4.625%
HK$65,179
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,830/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,362
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,333
−HK$2,002/mo
Today · 4.125%
HK$67,335
baseline
▲ 0.50% · 4.625%
HK$71,433
+HK$4,098/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,670/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,490
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,380
−HK$1,918/mo
Today · 4.125%
HK$74,298
baseline
▲ 0.50% · 4.625%
HK$78,214
+HK$3,916/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,596/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,922
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,222
−HK$2,336/mo
Today · 4.125%
HK$78,558
baseline
▲ 0.50% · 4.625%
HK$83,338
+HK$4,780/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,116/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,238
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,444
−HK$2,237/mo
Today · 4.125%
HK$86,681
baseline
▲ 0.50% · 4.625%
HK$91,250
+HK$4,569/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,362/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,043
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$98,000
−HK$3,003/mo
Today · 4.125%
HK$101,003
baseline
▲ 0.50% · 4.625%
HK$107,149
+HK$6,146/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,006/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,735
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,570
−HK$2,877/mo
Today · 4.125%
HK$111,447
baseline
▲ 0.50% · 4.625%
HK$117,322
+HK$5,875/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,894/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,133 · Scale 2, in force from 26 Feb 2026)