LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,807
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,449
−HK$1,669/mo
Today · 4.125%
HK$56,118
baseline
▲ 0.50% · 4.625%
HK$59,533
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,236/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,747
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,323
−HK$1,598/mo
Today · 4.125%
HK$61,921
baseline
▲ 0.50% · 4.625%
HK$65,185
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,842/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,368
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,339
−HK$2,003/mo
Today · 4.125%
HK$67,342
baseline
▲ 0.50% · 4.625%
HK$71,440
+HK$4,098/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,684/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,497
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,387
−HK$1,918/mo
Today · 4.125%
HK$74,305
baseline
▲ 0.50% · 4.625%
HK$78,222
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,610/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,930
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,229
−HK$2,337/mo
Today · 4.125%
HK$78,566
baseline
▲ 0.50% · 4.625%
HK$83,346
+HK$4,780/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,132/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,246
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,452
−HK$2,237/mo
Today · 4.125%
HK$86,689
baseline
▲ 0.50% · 4.625%
HK$91,259
+HK$4,570/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,378/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,052
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,009
−HK$3,004/mo
Today · 4.125%
HK$101,013
baseline
▲ 0.50% · 4.625%
HK$107,159
+HK$6,146/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,026/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,745
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,581
−HK$2,877/mo
Today · 4.125%
HK$111,458
baseline
▲ 0.50% · 4.625%
HK$117,333
+HK$5,875/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,916/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,228 · Scale 2, in force from 26 Feb 2026)