LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,809
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,452
−HK$1,668/mo
Today · 4.125%
HK$56,120
baseline
▲ 0.50% · 4.625%
HK$59,535
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,240/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,749
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,325
−HK$1,598/mo
Today · 4.125%
HK$61,923
baseline
▲ 0.50% · 4.625%
HK$65,187
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,846/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,371
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,342
−HK$2,003/mo
Today · 4.125%
HK$67,345
baseline
▲ 0.50% · 4.625%
HK$71,442
+HK$4,097/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$134,690/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,499
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,390
−HK$1,918/mo
Today · 4.125%
HK$74,308
baseline
▲ 0.50% · 4.625%
HK$78,225
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$148,616/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,932
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,232
−HK$2,337/mo
Today · 4.125%
HK$78,569
baseline
▲ 0.50% · 4.625%
HK$83,349
+HK$4,780/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,138/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,249
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,455
−HK$2,238/mo
Today · 4.125%
HK$86,693
baseline
▲ 0.50% · 4.625%
HK$91,262
+HK$4,569/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,386/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,056
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,013
−HK$3,004/mo
Today · 4.125%
HK$101,017
baseline
▲ 0.50% · 4.625%
HK$107,163
+HK$6,146/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,034/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,749
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,585
−HK$2,877/mo
Today · 4.125%
HK$111,462
baseline
▲ 0.50% · 4.625%
HK$117,337
+HK$5,875/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,924/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,266 · Scale 2, in force from 26 Feb 2026)