LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,810
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,453
−HK$1,669/mo
Today · 4.125%
HK$56,122
baseline
▲ 0.50% · 4.625%
HK$59,537
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,244/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,751
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,326
−HK$1,599/mo
Today · 4.125%
HK$61,925
baseline
▲ 0.50% · 4.625%
HK$65,189
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,850/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,372
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,343
−HK$2,003/mo
Today · 4.125%
HK$67,346
baseline
▲ 0.50% · 4.625%
HK$71,444
+HK$4,098/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$134,692/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,501
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,392
−HK$1,918/mo
Today · 4.125%
HK$74,310
baseline
▲ 0.50% · 4.625%
HK$78,227
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$148,620/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,934
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,234
−HK$2,336/mo
Today · 4.125%
HK$78,570
baseline
▲ 0.50% · 4.625%
HK$83,351
+HK$4,781/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,140/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,251
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,457
−HK$2,238/mo
Today · 4.125%
HK$86,695
baseline
▲ 0.50% · 4.625%
HK$91,265
+HK$4,570/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,390/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,058
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,015
−HK$3,004/mo
Today · 4.125%
HK$101,019
baseline
▲ 0.50% · 4.625%
HK$107,166
+HK$6,147/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,038/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,751
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,587
−HK$2,878/mo
Today · 4.125%
HK$111,465
baseline
▲ 0.50% · 4.625%
HK$117,340
+HK$5,875/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,930/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,289 · Scale 2, in force from 26 Feb 2026)