LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,811
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,454
−HK$1,669/mo
Today · 4.125%
HK$56,123
baseline
▲ 0.50% · 4.625%
HK$59,538
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,246/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,752
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,327
−HK$1,599/mo
Today · 4.125%
HK$61,926
baseline
▲ 0.50% · 4.625%
HK$65,190
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,852/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,373
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,344
−HK$2,003/mo
Today · 4.125%
HK$67,347
baseline
▲ 0.50% · 4.625%
HK$71,445
+HK$4,098/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$134,694/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,502
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,393
−HK$1,918/mo
Today · 4.125%
HK$74,311
baseline
▲ 0.50% · 4.625%
HK$78,228
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$148,622/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,935
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,235
−HK$2,337/mo
Today · 4.125%
HK$78,572
baseline
▲ 0.50% · 4.625%
HK$83,353
+HK$4,781/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,144/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,252
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,458
−HK$2,238/mo
Today · 4.125%
HK$86,696
baseline
▲ 0.50% · 4.625%
HK$91,266
+HK$4,570/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,392/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,060
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,017
−HK$3,004/mo
Today · 4.125%
HK$101,021
baseline
▲ 0.50% · 4.625%
HK$107,168
+HK$6,147/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,042/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,753
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,589
−HK$2,878/mo
Today · 4.125%
HK$111,467
baseline
▲ 0.50% · 4.625%
HK$117,342
+HK$5,875/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,934/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,305 · Scale 2, in force from 26 Feb 2026)