LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,812
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,455
−HK$1,669/mo
Today · 4.125%
HK$56,124
baseline
▲ 0.50% · 4.625%
HK$59,539
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,248/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,753
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,329
−HK$1,598/mo
Today · 4.125%
HK$61,927
baseline
▲ 0.50% · 4.625%
HK$65,192
+HK$3,265/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,854/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,375
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,346
−HK$2,003/mo
Today · 4.125%
HK$67,349
baseline
▲ 0.50% · 4.625%
HK$71,447
+HK$4,098/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$134,698/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,504
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,394
−HK$1,919/mo
Today · 4.125%
HK$74,313
baseline
▲ 0.50% · 4.625%
HK$78,230
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$148,626/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,937
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,237
−HK$2,337/mo
Today · 4.125%
HK$78,574
baseline
▲ 0.50% · 4.625%
HK$83,355
+HK$4,781/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,148/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,254
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,460
−HK$2,238/mo
Today · 4.125%
HK$86,698
baseline
▲ 0.50% · 4.625%
HK$91,268
+HK$4,570/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,396/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,062
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,019
−HK$3,004/mo
Today · 4.125%
HK$101,023
baseline
▲ 0.50% · 4.625%
HK$107,170
+HK$6,147/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$202,046/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,755
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,592
−HK$2,877/mo
Today · 4.125%
HK$111,469
baseline
▲ 0.50% · 4.625%
HK$117,345
+HK$5,876/mo
Deposit HK$2.32M · loan HK$20.84M · min. income ≈ HK$222,938/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,327 · Scale 2, in force from 26 Feb 2026)