LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,813
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,456
−HK$1,669/mo
Today · 4.125%
HK$56,125
baseline
▲ 0.50% · 4.625%
HK$59,540
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,250/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,754
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,330
−HK$1,599/mo
Today · 4.125%
HK$61,929
baseline
▲ 0.50% · 4.625%
HK$65,193
+HK$3,264/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,858/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,376
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,347
−HK$2,003/mo
Today · 4.125%
HK$67,350
baseline
▲ 0.50% · 4.625%
HK$71,448
+HK$4,098/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$134,700/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,505
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,396
−HK$1,918/mo
Today · 4.125%
HK$74,314
baseline
▲ 0.50% · 4.625%
HK$78,231
+HK$3,917/mo
Deposit HK$9.26M · loan HK$13.90M · min. income ≈ HK$148,628/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,939
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,239
−HK$2,336/mo
Today · 4.125%
HK$78,575
baseline
▲ 0.50% · 4.625%
HK$83,356
+HK$4,781/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,150/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,256
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,462
−HK$2,238/mo
Today · 4.125%
HK$86,700
baseline
▲ 0.50% · 4.625%
HK$91,270
+HK$4,570/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,400/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,064
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,021
−HK$3,004/mo
Today · 4.125%
HK$101,025
baseline
▲ 0.50% · 4.625%
HK$107,172
+HK$6,147/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,050/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,758
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,594
−HK$2,877/mo
Today · 4.125%
HK$111,471
baseline
▲ 0.50% · 4.625%
HK$117,347
+HK$5,876/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$222,942/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,348 · Scale 2, in force from 26 Feb 2026)