LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,820
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,463
−HK$1,669/mo
Today · 4.125%
HK$56,132
baseline
▲ 0.50% · 4.625%
HK$59,548
+HK$3,416/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,264/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,762
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,338
−HK$1,598/mo
Today · 4.125%
HK$61,936
baseline
▲ 0.50% · 4.625%
HK$65,201
+HK$3,265/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,872/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,384
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,356
−HK$2,003/mo
Today · 4.125%
HK$67,359
baseline
▲ 0.50% · 4.625%
HK$71,457
+HK$4,098/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,718/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,514
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,405
−HK$1,919/mo
Today · 4.125%
HK$74,324
baseline
▲ 0.50% · 4.625%
HK$78,241
+HK$3,917/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,648/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,948
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,248
−HK$2,337/mo
Today · 4.125%
HK$78,585
baseline
▲ 0.50% · 4.625%
HK$83,367
+HK$4,782/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,170/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,266
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,473
−HK$2,238/mo
Today · 4.125%
HK$86,711
baseline
▲ 0.50% · 4.625%
HK$91,282
+HK$4,571/mo
Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$173,422/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,076
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,033
−HK$3,005/mo
Today · 4.125%
HK$101,038
baseline
▲ 0.50% · 4.625%
HK$107,186
+HK$6,148/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,076/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,771
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,608
−HK$2,877/mo
Today · 4.125%
HK$111,485
baseline
▲ 0.50% · 4.625%
HK$117,362
+HK$5,877/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$222,970/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,472 · Scale 2, in force from 26 Feb 2026)