LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,822
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,465
−HK$1,669/mo
Today · 4.125%
HK$56,134
baseline
▲ 0.50% · 4.625%
HK$59,550
+HK$3,416/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,268/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,764
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,340
−HK$1,599/mo
Today · 4.125%
HK$61,939
baseline
▲ 0.50% · 4.625%
HK$65,204
+HK$3,265/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,878/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,386
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,358
−HK$2,003/mo
Today · 4.125%
HK$67,361
baseline
▲ 0.50% · 4.625%
HK$71,460
+HK$4,099/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,722/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,517
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,408
−HK$1,919/mo
Today · 4.125%
HK$74,327
baseline
▲ 0.50% · 4.625%
HK$78,244
+HK$3,917/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,654/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,951
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,251
−HK$2,337/mo
Today · 4.125%
HK$78,588
baseline
▲ 0.50% · 4.625%
HK$83,370
+HK$4,782/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,176/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,270
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,476
−HK$2,238/mo
Today · 4.125%
HK$86,714
baseline
▲ 0.50% · 4.625%
HK$91,285
+HK$4,571/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,428/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,080
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,037
−HK$3,005/mo
Today · 4.125%
HK$101,042
baseline
▲ 0.50% · 4.625%
HK$107,190
+HK$6,148/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,084/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,775
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,612
−HK$2,878/mo
Today · 4.125%
HK$111,490
baseline
▲ 0.50% · 4.625%
HK$117,367
+HK$5,877/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$222,980/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,510 · Scale 2, in force from 26 Feb 2026)