LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,823
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,466
−HK$1,670/mo
Today · 4.125%
HK$56,136
baseline
▲ 0.50% · 4.625%
HK$59,551
+HK$3,415/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,272/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,765
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,341
−HK$1,599/mo
Today · 4.125%
HK$61,940
baseline
▲ 0.50% · 4.625%
HK$65,205
+HK$3,265/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,880/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,388
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,360
−HK$2,003/mo
Today · 4.125%
HK$67,363
baseline
▲ 0.50% · 4.625%
HK$71,462
+HK$4,099/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,726/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,518
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,410
−HK$1,918/mo
Today · 4.125%
HK$74,328
baseline
▲ 0.50% · 4.625%
HK$78,246
+HK$3,918/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,656/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,953
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,253
−HK$2,337/mo
Today · 4.125%
HK$78,590
baseline
▲ 0.50% · 4.625%
HK$83,372
+HK$4,782/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,180/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,272
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,478
−HK$2,238/mo
Today · 4.125%
HK$86,716
baseline
▲ 0.50% · 4.625%
HK$91,287
+HK$4,571/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,432/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,082
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,039
−HK$3,005/mo
Today · 4.125%
HK$101,044
baseline
▲ 0.50% · 4.625%
HK$107,193
+HK$6,149/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,088/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,778
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,615
−HK$2,878/mo
Today · 4.125%
HK$111,493
baseline
▲ 0.50% · 4.625%
HK$117,369
+HK$5,876/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$222,986/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,534 · Scale 2, in force from 26 Feb 2026)