LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,828
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,471
−HK$1,670/mo
Today · 4.125%
HK$56,141
baseline
▲ 0.50% · 4.625%
HK$59,557
+HK$3,416/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,282/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,771
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,347
−HK$1,599/mo
Today · 4.125%
HK$61,946
baseline
▲ 0.50% · 4.625%
HK$65,211
+HK$3,265/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,892/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,394
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,366
−HK$2,003/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$71,468
+HK$4,099/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,525
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,416
−HK$1,919/mo
Today · 4.125%
HK$74,335
baseline
▲ 0.50% · 4.625%
HK$78,253
+HK$3,918/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,670/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,959
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,260
−HK$2,337/mo
Today · 4.125%
HK$78,597
baseline
▲ 0.50% · 4.625%
HK$83,380
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,194/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,279
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,486
−HK$2,238/mo
Today · 4.125%
HK$86,724
baseline
▲ 0.50% · 4.625%
HK$91,296
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,448/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,090
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,048
−HK$3,005/mo
Today · 4.125%
HK$101,053
baseline
▲ 0.50% · 4.625%
HK$107,202
+HK$6,149/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,106/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,787
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,624
−HK$2,879/mo
Today · 4.125%
HK$111,503
baseline
▲ 0.50% · 4.625%
HK$117,380
+HK$5,877/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,006/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,623 · Scale 2, in force from 26 Feb 2026)