LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,829
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,473
−HK$1,669/mo
Today · 4.125%
HK$56,142
baseline
▲ 0.50% · 4.625%
HK$59,558
+HK$3,416/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,284/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,772
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,348
−HK$1,599/mo
Today · 4.125%
HK$61,947
baseline
▲ 0.50% · 4.625%
HK$65,213
+HK$3,266/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,894/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,395
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,367
−HK$2,004/mo
Today · 4.125%
HK$67,371
baseline
▲ 0.50% · 4.625%
HK$71,470
+HK$4,099/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,742/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,527
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,418
−HK$1,919/mo
Today · 4.125%
HK$74,337
baseline
▲ 0.50% · 4.625%
HK$78,255
+HK$3,918/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,674/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,961
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,262
−HK$2,337/mo
Today · 4.125%
HK$78,599
baseline
▲ 0.50% · 4.625%
HK$83,382
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,198/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,281
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,488
−HK$2,238/mo
Today · 4.125%
HK$86,726
baseline
▲ 0.50% · 4.625%
HK$91,298
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,452/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,093
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,051
−HK$3,005/mo
Today · 4.125%
HK$101,056
baseline
▲ 0.50% · 4.625%
HK$107,205
+HK$6,149/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,112/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,790
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,627
−HK$2,878/mo
Today · 4.125%
HK$111,505
baseline
▲ 0.50% · 4.625%
HK$117,383
+HK$5,878/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,010/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,648 · Scale 2, in force from 26 Feb 2026)