LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,831
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,474
−HK$1,670/mo
Today · 4.125%
HK$56,144
baseline
▲ 0.50% · 4.625%
HK$59,560
+HK$3,416/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,288/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,774
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,350
−HK$1,599/mo
Today · 4.125%
HK$61,949
baseline
▲ 0.50% · 4.625%
HK$65,215
+HK$3,266/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,898/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,397
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,369
−HK$2,004/mo
Today · 4.125%
HK$67,373
baseline
▲ 0.50% · 4.625%
HK$71,472
+HK$4,099/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,746/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,529
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,420
−HK$1,919/mo
Today · 4.125%
HK$74,339
baseline
▲ 0.50% · 4.625%
HK$78,258
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,678/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,963
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,264
−HK$2,338/mo
Today · 4.125%
HK$78,602
baseline
▲ 0.50% · 4.625%
HK$83,384
+HK$4,782/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,204/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,284
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,490
−HK$2,239/mo
Today · 4.125%
HK$86,729
baseline
▲ 0.50% · 4.625%
HK$91,301
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,458/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,096
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,054
−HK$3,005/mo
Today · 4.125%
HK$101,059
baseline
▲ 0.50% · 4.625%
HK$107,208
+HK$6,149/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,118/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,793
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,630
−HK$2,879/mo
Today · 4.125%
HK$111,509
baseline
▲ 0.50% · 4.625%
HK$117,387
+HK$5,878/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,018/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,678 · Scale 2, in force from 26 Feb 2026)