LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,832
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,475
−HK$1,670/mo
Today · 4.125%
HK$56,145
baseline
▲ 0.50% · 4.625%
HK$59,561
+HK$3,416/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,290/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,775
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,351
−HK$1,599/mo
Today · 4.125%
HK$61,950
baseline
▲ 0.50% · 4.625%
HK$65,216
+HK$3,266/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,900/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,398
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,370
−HK$2,004/mo
Today · 4.125%
HK$67,374
baseline
▲ 0.50% · 4.625%
HK$71,473
+HK$4,099/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,748/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,530
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,421
−HK$1,919/mo
Today · 4.125%
HK$74,340
baseline
▲ 0.50% · 4.625%
HK$78,259
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,680/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,965
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,265
−HK$2,338/mo
Today · 4.125%
HK$78,603
baseline
▲ 0.50% · 4.625%
HK$83,386
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,206/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,285
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,492
−HK$2,238/mo
Today · 4.125%
HK$86,730
baseline
▲ 0.50% · 4.625%
HK$91,302
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,460/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,097
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,055
−HK$3,006/mo
Today · 4.125%
HK$101,061
baseline
▲ 0.50% · 4.625%
HK$107,210
+HK$6,149/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,122/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,795
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,632
−HK$2,879/mo
Today · 4.125%
HK$111,511
baseline
▲ 0.50% · 4.625%
HK$117,388
+HK$5,877/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,022/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,694 · Scale 2, in force from 26 Feb 2026)