LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,833
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,670/mo
Today · 4.125%
HK$56,146
baseline
▲ 0.50% · 4.625%
HK$59,563
+HK$3,417/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$112,292/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,776
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,353
−HK$1,599/mo
Today · 4.125%
HK$61,952
baseline
▲ 0.50% · 4.625%
HK$65,217
+HK$3,265/mo
Deposit HK$11.58M · loan HK$11.58M · min. income ≈ HK$123,904/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,400
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,372
−HK$2,003/mo
Today · 4.125%
HK$67,375
baseline
▲ 0.50% · 4.625%
HK$71,475
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,750/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,532
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,423
−HK$1,919/mo
Today · 4.125%
HK$74,342
baseline
▲ 0.50% · 4.625%
HK$78,261
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,684/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,966
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,267
−HK$2,338/mo
Today · 4.125%
HK$78,605
baseline
▲ 0.50% · 4.625%
HK$83,388
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,210/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,287
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,494
−HK$2,238/mo
Today · 4.125%
HK$86,732
baseline
▲ 0.50% · 4.625%
HK$91,304
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,464/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,100
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,058
−HK$3,005/mo
Today · 4.125%
HK$101,063
baseline
▲ 0.50% · 4.625%
HK$107,213
+HK$6,150/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,126/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,797
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,635
−HK$2,878/mo
Today · 4.125%
HK$111,513
baseline
▲ 0.50% · 4.625%
HK$117,391
+HK$5,878/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,026/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,717 · Scale 2, in force from 26 Feb 2026)