LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,835
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,479
−HK$1,669/mo
Today · 4.125%
HK$56,148
baseline
▲ 0.50% · 4.625%
HK$59,565
+HK$3,417/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,296/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,779
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,355
−HK$1,599/mo
Today · 4.125%
HK$61,954
baseline
▲ 0.50% · 4.625%
HK$65,220
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,908/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,402
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,374
−HK$2,004/mo
Today · 4.125%
HK$67,378
baseline
▲ 0.50% · 4.625%
HK$71,478
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,756/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,534
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,426
−HK$1,919/mo
Today · 4.125%
HK$74,345
baseline
▲ 0.50% · 4.625%
HK$78,264
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,690/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,969
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,270
−HK$2,338/mo
Today · 4.125%
HK$78,608
baseline
▲ 0.50% · 4.625%
HK$83,391
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,216/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,290
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,497
−HK$2,239/mo
Today · 4.125%
HK$86,736
baseline
▲ 0.50% · 4.625%
HK$91,308
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,472/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,103
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,062
−HK$3,005/mo
Today · 4.125%
HK$101,067
baseline
▲ 0.50% · 4.625%
HK$107,217
+HK$6,150/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,134/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,802
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,639
−HK$2,879/mo
Today · 4.125%
HK$111,518
baseline
▲ 0.50% · 4.625%
HK$117,396
+HK$5,878/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,036/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,758 · Scale 2, in force from 26 Feb 2026)