LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,835
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,479
−HK$1,670/mo
Today · 4.125%
HK$56,149
baseline
▲ 0.50% · 4.625%
HK$59,565
+HK$3,416/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,298/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,779
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,355
−HK$1,600/mo
Today · 4.125%
HK$61,955
baseline
▲ 0.50% · 4.625%
HK$65,220
+HK$3,265/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,910/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,403
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,375
−HK$2,003/mo
Today · 4.125%
HK$67,378
baseline
▲ 0.50% · 4.625%
HK$71,478
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,756/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,535
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,426
−HK$1,920/mo
Today · 4.125%
HK$74,346
baseline
▲ 0.50% · 4.625%
HK$78,264
+HK$3,918/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,692/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,970
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,271
−HK$2,337/mo
Today · 4.125%
HK$78,608
baseline
▲ 0.50% · 4.625%
HK$83,391
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,216/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,291
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,498
−HK$2,238/mo
Today · 4.125%
HK$86,736
baseline
▲ 0.50% · 4.625%
HK$91,308
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,472/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,104
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,062
−HK$3,006/mo
Today · 4.125%
HK$101,068
baseline
▲ 0.50% · 4.625%
HK$107,217
+HK$6,149/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,136/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,802
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,640
−HK$2,878/mo
Today · 4.125%
HK$111,518
baseline
▲ 0.50% · 4.625%
HK$117,397
+HK$5,879/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,036/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,762 · Scale 2, in force from 26 Feb 2026)