LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,836
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,479
−HK$1,670/mo
Today · 4.125%
HK$56,149
baseline
▲ 0.50% · 4.625%
HK$59,565
+HK$3,416/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,298/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,779
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,356
−HK$1,599/mo
Today · 4.125%
HK$61,955
baseline
▲ 0.50% · 4.625%
HK$65,221
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,910/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,403
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,375
−HK$2,004/mo
Today · 4.125%
HK$67,379
baseline
▲ 0.50% · 4.625%
HK$71,479
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,758/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,535
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,427
−HK$1,919/mo
Today · 4.125%
HK$74,346
baseline
▲ 0.50% · 4.625%
HK$78,265
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,692/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,970
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,271
−HK$2,337/mo
Today · 4.125%
HK$78,608
baseline
▲ 0.50% · 4.625%
HK$83,392
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,216/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,291
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,498
−HK$2,239/mo
Today · 4.125%
HK$86,737
baseline
▲ 0.50% · 4.625%
HK$91,309
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,474/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,104
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,062
−HK$3,006/mo
Today · 4.125%
HK$101,068
baseline
▲ 0.50% · 4.625%
HK$107,218
+HK$6,150/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,136/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,802
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,640
−HK$2,879/mo
Today · 4.125%
HK$111,519
baseline
▲ 0.50% · 4.625%
HK$117,397
+HK$5,878/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,038/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,765 · Scale 2, in force from 26 Feb 2026)