LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,837
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,481
−HK$1,670/mo
Today · 4.125%
HK$56,151
baseline
▲ 0.50% · 4.625%
HK$59,567
+HK$3,416/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,302/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,781
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,357
−HK$1,600/mo
Today · 4.125%
HK$61,957
baseline
▲ 0.50% · 4.625%
HK$65,223
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,914/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,405
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,377
−HK$2,004/mo
Today · 4.125%
HK$67,381
baseline
▲ 0.50% · 4.625%
HK$71,481
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,762/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,537
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,429
−HK$1,919/mo
Today · 4.125%
HK$74,348
baseline
▲ 0.50% · 4.625%
HK$78,267
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,696/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,972
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,273
−HK$2,338/mo
Today · 4.125%
HK$78,611
baseline
▲ 0.50% · 4.625%
HK$83,394
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,222/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,293
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,500
−HK$2,239/mo
Today · 4.125%
HK$86,739
baseline
▲ 0.50% · 4.625%
HK$91,312
+HK$4,573/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,478/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,107
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,065
−HK$3,006/mo
Today · 4.125%
HK$101,071
baseline
▲ 0.50% · 4.625%
HK$107,221
+HK$6,150/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,142/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,806
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,643
−HK$2,879/mo
Today · 4.125%
HK$111,522
baseline
▲ 0.50% · 4.625%
HK$117,401
+HK$5,879/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,044/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,795 · Scale 2, in force from 26 Feb 2026)