LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,838
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,481
−HK$1,670/mo
Today · 4.125%
HK$56,151
baseline
▲ 0.50% · 4.625%
HK$59,568
+HK$3,417/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,302/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,781
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,358
−HK$1,599/mo
Today · 4.125%
HK$61,957
baseline
▲ 0.50% · 4.625%
HK$65,223
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,914/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,405
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,377
−HK$2,004/mo
Today · 4.125%
HK$67,381
baseline
▲ 0.50% · 4.625%
HK$71,481
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,762/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,537
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,429
−HK$1,919/mo
Today · 4.125%
HK$74,348
baseline
▲ 0.50% · 4.625%
HK$78,267
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,696/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,973
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,274
−HK$2,337/mo
Today · 4.125%
HK$78,611
baseline
▲ 0.50% · 4.625%
HK$83,395
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,222/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,294
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,501
−HK$2,239/mo
Today · 4.125%
HK$86,740
baseline
▲ 0.50% · 4.625%
HK$91,312
+HK$4,572/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,480/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,108
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,066
−HK$3,006/mo
Today · 4.125%
HK$101,072
baseline
▲ 0.50% · 4.625%
HK$107,222
+HK$6,150/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$202,144/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,806
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,644
−HK$2,879/mo
Today · 4.125%
HK$111,523
baseline
▲ 0.50% · 4.625%
HK$117,401
+HK$5,878/mo
Deposit HK$2.32M · loan HK$20.85M · min. income ≈ HK$223,046/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,800 · Scale 2, in force from 26 Feb 2026)