LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,843
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,487
−HK$1,670/mo
Today · 4.125%
HK$56,157
baseline
▲ 0.50% · 4.625%
HK$59,574
+HK$3,417/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,314/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,787
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,364
−HK$1,600/mo
Today · 4.125%
HK$61,964
baseline
▲ 0.50% · 4.625%
HK$65,230
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,928/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,412
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,384
−HK$2,004/mo
Today · 4.125%
HK$67,388
baseline
▲ 0.50% · 4.625%
HK$71,489
+HK$4,101/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,776/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,545
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,437
−HK$1,919/mo
Today · 4.125%
HK$74,356
baseline
▲ 0.50% · 4.625%
HK$78,276
+HK$3,920/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,712/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,980
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,282
−HK$2,338/mo
Today · 4.125%
HK$78,620
baseline
▲ 0.50% · 4.625%
HK$83,403
+HK$4,783/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,240/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,302
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,510
−HK$2,239/mo
Today · 4.125%
HK$86,749
baseline
▲ 0.50% · 4.625%
HK$91,322
+HK$4,573/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,498/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,118
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,076
−HK$3,006/mo
Today · 4.125%
HK$101,082
baseline
▲ 0.50% · 4.625%
HK$107,233
+HK$6,151/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,164/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,817
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,655
−HK$2,879/mo
Today · 4.125%
HK$111,534
baseline
▲ 0.50% · 4.625%
HK$117,414
+HK$5,880/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,068/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,904 · Scale 2, in force from 26 Feb 2026)