LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,843
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,487
−HK$1,670/mo
Today · 4.125%
HK$56,157
baseline
▲ 0.50% · 4.625%
HK$59,574
+HK$3,417/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,314/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,788
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,364
−HK$1,600/mo
Today · 4.125%
HK$61,964
baseline
▲ 0.50% · 4.625%
HK$65,230
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,928/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,412
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,385
−HK$2,004/mo
Today · 4.125%
HK$67,389
baseline
▲ 0.50% · 4.625%
HK$71,489
+HK$4,100/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$134,778/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,545
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,437
−HK$1,920/mo
Today · 4.125%
HK$74,357
baseline
▲ 0.50% · 4.625%
HK$78,276
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.90M · min. income ≈ HK$148,714/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,981
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,282
−HK$2,338/mo
Today · 4.125%
HK$78,620
baseline
▲ 0.50% · 4.625%
HK$83,404
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,240/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,303
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,510
−HK$2,239/mo
Today · 4.125%
HK$86,749
baseline
▲ 0.50% · 4.625%
HK$91,322
+HK$4,573/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,498/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,118
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,077
−HK$3,006/mo
Today · 4.125%
HK$101,083
baseline
▲ 0.50% · 4.625%
HK$107,234
+HK$6,151/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,166/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,818
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,656
−HK$2,879/mo
Today · 4.125%
HK$111,535
baseline
▲ 0.50% · 4.625%
HK$117,414
+HK$5,879/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,070/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,909 · Scale 2, in force from 26 Feb 2026)