LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,846
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,489
−HK$1,670/mo
Today · 4.125%
HK$56,159
baseline
▲ 0.50% · 4.625%
HK$59,577
+HK$3,418/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,318/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,790
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,367
−HK$1,599/mo
Today · 4.125%
HK$61,966
baseline
▲ 0.50% · 4.625%
HK$65,233
+HK$3,267/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,932/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,415
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,387
−HK$2,004/mo
Today · 4.125%
HK$67,391
baseline
▲ 0.50% · 4.625%
HK$71,492
+HK$4,101/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,782/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,548
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,440
−HK$1,920/mo
Today · 4.125%
HK$74,360
baseline
▲ 0.50% · 4.625%
HK$78,279
+HK$3,919/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,720/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,984
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,285
−HK$2,338/mo
Today · 4.125%
HK$78,623
baseline
▲ 0.50% · 4.625%
HK$83,407
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,246/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,306
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,514
−HK$2,239/mo
Today · 4.125%
HK$86,753
baseline
▲ 0.50% · 4.625%
HK$91,326
+HK$4,573/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,506/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,122
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,081
−HK$3,006/mo
Today · 4.125%
HK$101,087
baseline
▲ 0.50% · 4.625%
HK$107,238
+HK$6,151/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,174/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,822
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,660
−HK$2,879/mo
Today · 4.125%
HK$111,539
baseline
▲ 0.50% · 4.625%
HK$117,419
+HK$5,880/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,078/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,949 · Scale 2, in force from 26 Feb 2026)