LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,848
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,492
−HK$1,670/mo
Today · 4.125%
HK$56,162
baseline
▲ 0.50% · 4.625%
HK$59,579
+HK$3,417/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,324/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,793
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,370
−HK$1,599/mo
Today · 4.125%
HK$61,969
baseline
▲ 0.50% · 4.625%
HK$65,236
+HK$3,267/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,938/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,417
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,390
−HK$2,004/mo
Today · 4.125%
HK$67,394
baseline
▲ 0.50% · 4.625%
HK$71,495
+HK$4,101/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,788/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,551
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,443
−HK$1,920/mo
Today · 4.125%
HK$74,363
baseline
▲ 0.50% · 4.625%
HK$78,283
+HK$3,920/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,726/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,987
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,288
−HK$2,339/mo
Today · 4.125%
HK$78,627
baseline
▲ 0.50% · 4.625%
HK$83,411
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,254/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,310
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,517
−HK$2,240/mo
Today · 4.125%
HK$86,757
baseline
▲ 0.50% · 4.625%
HK$91,330
+HK$4,573/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,514/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,126
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,085
−HK$3,006/mo
Today · 4.125%
HK$101,091
baseline
▲ 0.50% · 4.625%
HK$107,243
+HK$6,152/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,182/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,827
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,665
−HK$2,879/mo
Today · 4.125%
HK$111,544
baseline
▲ 0.50% · 4.625%
HK$117,424
+HK$5,880/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,088/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$984,992 · Scale 2, in force from 26 Feb 2026)