LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,850
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,494
−HK$1,670/mo
Today · 4.125%
HK$56,164
baseline
▲ 0.50% · 4.625%
HK$59,582
+HK$3,418/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,328/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,795
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,372
−HK$1,600/mo
Today · 4.125%
HK$61,972
baseline
▲ 0.50% · 4.625%
HK$65,238
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,944/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,420
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,393
−HK$2,004/mo
Today · 4.125%
HK$67,397
baseline
▲ 0.50% · 4.625%
HK$71,498
+HK$4,101/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,794/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,554
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,447
−HK$1,919/mo
Today · 4.125%
HK$74,366
baseline
▲ 0.50% · 4.625%
HK$78,286
+HK$3,920/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,732/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,990
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,292
−HK$2,338/mo
Today · 4.125%
HK$78,630
baseline
▲ 0.50% · 4.625%
HK$83,415
+HK$4,785/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,260/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,313
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,521
−HK$2,240/mo
Today · 4.125%
HK$86,761
baseline
▲ 0.50% · 4.625%
HK$91,334
+HK$4,573/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,522/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,130
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,089
−HK$3,007/mo
Today · 4.125%
HK$101,096
baseline
▲ 0.50% · 4.625%
HK$107,247
+HK$6,151/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,192/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,831
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,670
−HK$2,879/mo
Today · 4.125%
HK$111,549
baseline
▲ 0.50% · 4.625%
HK$117,429
+HK$5,880/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,098/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,035 · Scale 2, in force from 26 Feb 2026)