LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,851
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,495
−HK$1,670/mo
Today · 4.125%
HK$56,165
baseline
▲ 0.50% · 4.625%
HK$59,582
+HK$3,417/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,330/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,796
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,373
−HK$1,599/mo
Today · 4.125%
HK$61,972
baseline
▲ 0.50% · 4.625%
HK$65,239
+HK$3,267/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,944/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,421
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,393
−HK$2,005/mo
Today · 4.125%
HK$67,398
baseline
▲ 0.50% · 4.625%
HK$71,499
+HK$4,101/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,796/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,555
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,447
−HK$1,920/mo
Today · 4.125%
HK$74,367
baseline
▲ 0.50% · 4.625%
HK$78,287
+HK$3,920/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,734/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,991
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,292
−HK$2,339/mo
Today · 4.125%
HK$78,631
baseline
▲ 0.50% · 4.625%
HK$83,415
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,262/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,314
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,522
−HK$2,239/mo
Today · 4.125%
HK$86,761
baseline
▲ 0.50% · 4.625%
HK$91,335
+HK$4,574/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,522/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,131
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,090
−HK$3,007/mo
Today · 4.125%
HK$101,097
baseline
▲ 0.50% · 4.625%
HK$107,248
+HK$6,151/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,194/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,832
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,671
−HK$2,879/mo
Today · 4.125%
HK$111,550
baseline
▲ 0.50% · 4.625%
HK$117,430
+HK$5,880/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,100/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,044 · Scale 2, in force from 26 Feb 2026)