LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,853
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,497
−HK$1,670/mo
Today · 4.125%
HK$56,167
baseline
▲ 0.50% · 4.625%
HK$59,585
+HK$3,418/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,334/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,798
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,375
−HK$1,600/mo
Today · 4.125%
HK$61,975
baseline
▲ 0.50% · 4.625%
HK$65,241
+HK$3,266/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,950/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,423
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,396
−HK$2,004/mo
Today · 4.125%
HK$67,400
baseline
▲ 0.50% · 4.625%
HK$71,501
+HK$4,101/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,800/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,558
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,450
−HK$1,920/mo
Today · 4.125%
HK$74,370
baseline
▲ 0.50% · 4.625%
HK$78,290
+HK$3,920/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,740/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,994
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,295
−HK$2,339/mo
Today · 4.125%
HK$78,634
baseline
▲ 0.50% · 4.625%
HK$83,418
+HK$4,784/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,268/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,317
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,525
−HK$2,239/mo
Today · 4.125%
HK$86,764
baseline
▲ 0.50% · 4.625%
HK$91,338
+HK$4,574/mo
Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$173,528/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,135
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,094
−HK$3,006/mo
Today · 4.125%
HK$101,100
baseline
▲ 0.50% · 4.625%
HK$107,252
+HK$6,152/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,200/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,836
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,675
−HK$2,879/mo
Today · 4.125%
HK$111,554
baseline
▲ 0.50% · 4.625%
HK$117,435
+HK$5,881/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,108/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,080 · Scale 2, in force from 26 Feb 2026)