LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,861
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,505
−HK$1,670/mo
Today · 4.125%
HK$56,175
baseline
▲ 0.50% · 4.625%
HK$59,593
+HK$3,418/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,350/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,807
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,384
−HK$1,600/mo
Today · 4.125%
HK$61,984
baseline
▲ 0.50% · 4.625%
HK$65,251
+HK$3,267/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,968/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,433
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,406
−HK$2,004/mo
Today · 4.125%
HK$67,410
baseline
▲ 0.50% · 4.625%
HK$71,512
+HK$4,102/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,820/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,568
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,461
−HK$1,920/mo
Today · 4.125%
HK$74,381
baseline
▲ 0.50% · 4.625%
HK$78,301
+HK$3,920/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,762/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,005
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,307
−HK$2,339/mo
Today · 4.125%
HK$78,646
baseline
▲ 0.50% · 4.625%
HK$83,431
+HK$4,785/mo
Deposit HK$6.95M · loan HK$16.23M · min. income ≈ HK$157,292/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,330
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,538
−HK$2,240/mo
Today · 4.125%
HK$86,778
baseline
▲ 0.50% · 4.625%
HK$91,352
+HK$4,574/mo
Deposit HK$6.95M · loan HK$16.23M · min. income ≈ HK$173,556/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,149
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,109
−HK$3,007/mo
Today · 4.125%
HK$101,116
baseline
▲ 0.50% · 4.625%
HK$107,268
+HK$6,152/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$202,232/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,852
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,691
−HK$2,880/mo
Today · 4.125%
HK$111,571
baseline
▲ 0.50% · 4.625%
HK$117,452
+HK$5,881/mo
Deposit HK$2.32M · loan HK$20.86M · min. income ≈ HK$223,142/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,229 · Scale 2, in force from 26 Feb 2026)