LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,867
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,511
−HK$1,671/mo
Today · 4.125%
HK$56,182
baseline
▲ 0.50% · 4.625%
HK$59,600
+HK$3,418/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,364/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,813
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,391
−HK$1,600/mo
Today · 4.125%
HK$61,991
baseline
▲ 0.50% · 4.625%
HK$65,259
+HK$3,268/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,982/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,440
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,413
−HK$2,005/mo
Today · 4.125%
HK$67,418
baseline
▲ 0.50% · 4.625%
HK$71,520
+HK$4,102/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,836/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,576
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,469
−HK$1,920/mo
Today · 4.125%
HK$74,389
baseline
▲ 0.50% · 4.625%
HK$78,310
+HK$3,921/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,778/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,013
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,315
−HK$2,339/mo
Today · 4.125%
HK$78,654
baseline
▲ 0.50% · 4.625%
HK$83,440
+HK$4,786/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,308/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,339
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,547
−HK$2,240/mo
Today · 4.125%
HK$86,787
baseline
▲ 0.50% · 4.625%
HK$91,362
+HK$4,575/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,574/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,160
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,120
−HK$3,007/mo
Today · 4.125%
HK$101,127
baseline
▲ 0.50% · 4.625%
HK$107,280
+HK$6,153/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,254/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,864
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,703
−HK$2,881/mo
Today · 4.125%
HK$111,584
baseline
▲ 0.50% · 4.625%
HK$117,465
+HK$5,881/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,168/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,340 · Scale 2, in force from 26 Feb 2026)