LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,871
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,516
−HK$1,671/mo
Today · 4.125%
HK$56,187
baseline
▲ 0.50% · 4.625%
HK$59,606
+HK$3,419/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,374/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,819
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,396
−HK$1,601/mo
Today · 4.125%
HK$61,997
baseline
▲ 0.50% · 4.625%
HK$65,265
+HK$3,268/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,994/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,419
−HK$2,005/mo
Today · 4.125%
HK$67,424
baseline
▲ 0.50% · 4.625%
HK$71,527
+HK$4,103/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,848/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,583
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,476
−HK$1,920/mo
Today · 4.125%
HK$74,396
baseline
▲ 0.50% · 4.625%
HK$78,318
+HK$3,922/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,792/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,020
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,322
−HK$2,340/mo
Today · 4.125%
HK$78,662
baseline
▲ 0.50% · 4.625%
HK$83,448
+HK$4,786/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,324/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,347
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,555
−HK$2,240/mo
Today · 4.125%
HK$86,795
baseline
▲ 0.50% · 4.625%
HK$91,371
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,590/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,169
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,129
−HK$3,008/mo
Today · 4.125%
HK$101,137
baseline
▲ 0.50% · 4.625%
HK$107,290
+HK$6,153/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,274/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,874
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,714
−HK$2,880/mo
Today · 4.125%
HK$111,594
baseline
▲ 0.50% · 4.625%
HK$117,476
+HK$5,882/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,188/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,432 · Scale 2, in force from 26 Feb 2026)