LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,872
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,517
−HK$1,671/mo
Today · 4.125%
HK$56,188
baseline
▲ 0.50% · 4.625%
HK$59,606
+HK$3,418/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,376/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,820
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,397
−HK$1,600/mo
Today · 4.125%
HK$61,997
baseline
▲ 0.50% · 4.625%
HK$65,265
+HK$3,268/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$123,994/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,420
−HK$2,005/mo
Today · 4.125%
HK$67,425
baseline
▲ 0.50% · 4.625%
HK$71,528
+HK$4,103/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$134,850/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,583
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,477
−HK$1,920/mo
Today · 4.125%
HK$74,397
baseline
▲ 0.50% · 4.625%
HK$78,318
+HK$3,921/mo
Deposit HK$9.27M · loan HK$13.91M · min. income ≈ HK$148,794/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,021
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,323
−HK$2,340/mo
Today · 4.125%
HK$78,663
baseline
▲ 0.50% · 4.625%
HK$83,449
+HK$4,786/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,326/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,347
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,556
−HK$2,240/mo
Today · 4.125%
HK$86,796
baseline
▲ 0.50% · 4.625%
HK$91,372
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,592/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,170
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,130
−HK$3,008/mo
Today · 4.125%
HK$101,138
baseline
▲ 0.50% · 4.625%
HK$107,292
+HK$6,154/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,276/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,875
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,715
−HK$2,880/mo
Today · 4.125%
HK$111,595
baseline
▲ 0.50% · 4.625%
HK$117,478
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,190/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,442 · Scale 2, in force from 26 Feb 2026)