LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,874
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,519
−HK$1,671/mo
Today · 4.125%
HK$56,190
baseline
▲ 0.50% · 4.625%
HK$59,609
+HK$3,419/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,380/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,822
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,400
−HK$1,600/mo
Today · 4.125%
HK$62,000
baseline
▲ 0.50% · 4.625%
HK$65,268
+HK$3,268/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$124,000/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,449
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,423
−HK$2,005/mo
Today · 4.125%
HK$67,428
baseline
▲ 0.50% · 4.625%
HK$71,531
+HK$4,103/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$134,856/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,587
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,480
−HK$1,920/mo
Today · 4.125%
HK$74,400
baseline
▲ 0.50% · 4.625%
HK$78,322
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$148,800/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,024
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,327
−HK$2,339/mo
Today · 4.125%
HK$78,666
baseline
▲ 0.50% · 4.625%
HK$83,453
+HK$4,787/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,332/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,351
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,560
−HK$2,240/mo
Today · 4.125%
HK$86,800
baseline
▲ 0.50% · 4.625%
HK$91,376
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,600/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,174
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,134
−HK$3,008/mo
Today · 4.125%
HK$101,142
baseline
▲ 0.50% · 4.625%
HK$107,297
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,284/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,880
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,720
−HK$2,881/mo
Today · 4.125%
HK$111,601
baseline
▲ 0.50% · 4.625%
HK$117,483
+HK$5,882/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,202/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,488 · Scale 2, in force from 26 Feb 2026)