LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,876
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,520
−HK$1,671/mo
Today · 4.125%
HK$56,191
baseline
▲ 0.50% · 4.625%
HK$59,610
+HK$3,419/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,382/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,823
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,401
−HK$1,601/mo
Today · 4.125%
HK$62,002
baseline
▲ 0.50% · 4.625%
HK$65,270
+HK$3,268/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$124,004/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,451
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,424
−HK$2,006/mo
Today · 4.125%
HK$67,430
baseline
▲ 0.50% · 4.625%
HK$71,532
+HK$4,102/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$134,860/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,588
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,481
−HK$1,921/mo
Today · 4.125%
HK$74,402
baseline
▲ 0.50% · 4.625%
HK$78,324
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$148,804/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,026
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,328
−HK$2,340/mo
Today · 4.125%
HK$78,668
baseline
▲ 0.50% · 4.625%
HK$83,455
+HK$4,787/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,336/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,353
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,562
−HK$2,240/mo
Today · 4.125%
HK$86,802
baseline
▲ 0.50% · 4.625%
HK$91,378
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,604/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,176
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,136
−HK$3,008/mo
Today · 4.125%
HK$101,144
baseline
▲ 0.50% · 4.625%
HK$107,299
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,288/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,882
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,722
−HK$2,881/mo
Today · 4.125%
HK$111,603
baseline
▲ 0.50% · 4.625%
HK$117,486
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,206/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,508 · Scale 2, in force from 26 Feb 2026)