LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,877
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,522
−HK$1,671/mo
Today · 4.125%
HK$56,193
baseline
▲ 0.50% · 4.625%
HK$59,612
+HK$3,419/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$112,386/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,825
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,403
−HK$1,600/mo
Today · 4.125%
HK$62,003
baseline
▲ 0.50% · 4.625%
HK$65,271
+HK$3,268/mo
Deposit HK$11.59M · loan HK$11.59M · min. income ≈ HK$124,006/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,452
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,426
−HK$2,005/mo
Today · 4.125%
HK$67,431
baseline
▲ 0.50% · 4.625%
HK$71,534
+HK$4,103/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$134,862/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,590
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,483
−HK$1,921/mo
Today · 4.125%
HK$74,404
baseline
▲ 0.50% · 4.625%
HK$78,326
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$148,808/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,028
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,330
−HK$2,340/mo
Today · 4.125%
HK$78,670
baseline
▲ 0.50% · 4.625%
HK$83,457
+HK$4,787/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,340/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,355
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,564
−HK$2,240/mo
Today · 4.125%
HK$86,804
baseline
▲ 0.50% · 4.625%
HK$91,380
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,608/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,178
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,139
−HK$3,008/mo
Today · 4.125%
HK$101,147
baseline
▲ 0.50% · 4.625%
HK$107,301
+HK$6,154/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,294/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,885
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,725
−HK$2,881/mo
Today · 4.125%
HK$111,606
baseline
▲ 0.50% · 4.625%
HK$117,489
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,212/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,533 · Scale 2, in force from 26 Feb 2026)