LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,880
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,525
−HK$1,671/mo
Today · 4.125%
HK$56,196
baseline
▲ 0.50% · 4.625%
HK$59,615
+HK$3,419/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,392/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,828
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,406
−HK$1,601/mo
Today · 4.125%
HK$62,007
baseline
▲ 0.50% · 4.625%
HK$65,275
+HK$3,268/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,014/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,456
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,430
−HK$2,005/mo
Today · 4.125%
HK$67,435
baseline
▲ 0.50% · 4.625%
HK$71,539
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$134,870/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,594
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,487
−HK$1,921/mo
Today · 4.125%
HK$74,408
baseline
▲ 0.50% · 4.625%
HK$78,330
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$148,816/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,032
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,335
−HK$2,339/mo
Today · 4.125%
HK$78,674
baseline
▲ 0.50% · 4.625%
HK$83,462
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,348/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,360
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,569
−HK$2,241/mo
Today · 4.125%
HK$86,810
baseline
▲ 0.50% · 4.625%
HK$91,385
+HK$4,575/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,620/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,184
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,145
−HK$3,008/mo
Today · 4.125%
HK$101,153
baseline
▲ 0.50% · 4.625%
HK$107,308
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,306/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,891
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,731
−HK$2,881/mo
Today · 4.125%
HK$111,612
baseline
▲ 0.50% · 4.625%
HK$117,495
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,224/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,592 · Scale 2, in force from 26 Feb 2026)