LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,882
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,671/mo
Today · 4.125%
HK$56,198
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,396/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,831
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,408
−HK$1,601/mo
Today · 4.125%
HK$62,009
baseline
▲ 0.50% · 4.625%
HK$65,278
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,018/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,458
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,432
−HK$2,006/mo
Today · 4.125%
HK$67,438
baseline
▲ 0.50% · 4.625%
HK$71,541
+HK$4,103/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$134,876/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,597
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,490
−HK$1,921/mo
Today · 4.125%
HK$74,411
baseline
▲ 0.50% · 4.625%
HK$78,333
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$148,822/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,035
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,338
−HK$2,339/mo
Today · 4.125%
HK$78,677
baseline
▲ 0.50% · 4.625%
HK$83,465
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,354/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,363
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,572
−HK$2,241/mo
Today · 4.125%
HK$86,813
baseline
▲ 0.50% · 4.625%
HK$91,389
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,626/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,188
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,148
−HK$3,009/mo
Today · 4.125%
HK$101,157
baseline
▲ 0.50% · 4.625%
HK$107,312
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,314/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,895
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,735
−HK$2,881/mo
Today · 4.125%
HK$111,616
baseline
▲ 0.50% · 4.625%
HK$117,500
+HK$5,884/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,232/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,628 · Scale 2, in force from 26 Feb 2026)